Ruthie Cacibauda

Ruthie Cacibauda

Passionate creator. Freelance coffee geek. Unapologetic tv trailblazer. Professional internet junkie. Wannabe music lover. Hipster-friendly beer geek.

48 Author´s Posts
How to Rollover Your 401k to an IRA

How to Rollover Your 401k to an IRA

TD Ameritrade is a great broker for active traders who are looking for professional-level tools to help them invest...

What is the safest and most lucrative investment?

What is the safest and most lucrative investment?

The high-yield savings account is practically the gold standard of safe investments, offering you a solid return given...

Who Can Make a Full Contribution to a Traditional IRA?

Who Can Make a Full Contribution to a Traditional IRA?

Contributions to an IRA are not the same as accruals or transfers, so they will have an effect on your ability to fund a...

Everything You Need to Know About Investing in Silver IRAs

Everything You Need to Know About Investing in Silver IRAs

Investing in silver can be a great way to diversify your retirement portfolio and protect your savings from inflation....

10 Investment Options for Retirees to Generate Income

10 Investment Options for Retirees to Generate Income

Retirement is a time when many people switch to safer investments, such as bonds, that are less likely to experience...

Do I Have to Pay Taxes on Silver Coins?

Do I Have to Pay Taxes on Silver Coins?

The tax implications of the sale of physical holdings of gold or silver, regardless of their form, such as bullion coins, ...

Financial Planning for Elderly: What Should You Do With Your Money?

Financial Planning for Elderly: What Should You Do With Your Money?

Financial planning is essential for all ages and stages of life, but it is especially important for seniors. Living on a...

Can You Invest in Gold with a Roth IRA?

Can You Invest in Gold with a Roth IRA?

The Internal Revenue Service (IRS) may technically allow you to hold gold in your Roth IRA, but the custodian must...

Do You Have to Pay Tax on Precious Metals?

Do You Have to Pay Tax on Precious Metals?

The Internal Revenue Service (IRS) classifies gold and other precious metals as “collectibles” that are subject to a...

What is IRA Approved Gold Coin Investing?

What is IRA Approved Gold Coin Investing?

Investing in gold coins and bars that meet the Internal Revenue Service (IRS) standards for being held in a self-directed ...

Tax-Free Precious Metals: What States Have No Tax?

Tax-Free Precious Metals: What States Have No Tax?

Are you looking to buy gold and silver without paying any taxes? You're in luck! Bullion Exchanges offers tax-free...

Can You Invest in Coins in Your IRA?

Can You Invest in Coins in Your IRA?

Are you looking to invest in coins in your individual retirement account (IRA)? Although IRAs used to be limited to...

What is a Gold IRA and How Does it Work?

What is a Gold IRA and How Does it Work?

The term “gold IRA” refers to a specialized individual retirement account (IRA) that allows investors to keep gold as ...

Where Should an 80 Year Old Invest for Maximum Returns?

Where Should an 80 Year Old Invest for Maximum Returns?

If you're an 80 year old looking to increase your portfolio during retirement and maintain a conservative approach, there ...

Is an IRA Rollover a Good Idea?

Is an IRA Rollover a Good Idea?

For many people, transferring their 401(k) account balance to an IRA is the best option. By doing so, you can avoid...

Investing in Gold with a Roth IRA: A Comprehensive Guide

Investing in Gold with a Roth IRA: A Comprehensive Guide

The Internal Revenue Service (IRS) may technically allow you to hold gold in your Roth IRA, but the custodian must...

Where to Rollover Your IRA: A Comprehensive Guide

Where to Rollover Your IRA: A Comprehensive Guide

A Rollover IRA is an account that allows you to transfer funds from your previous employer-sponsored retirement plan to...

What Investment Options Are Available in an IRA?

What Investment Options Are Available in an IRA?

When it comes to investing for retirement, an Individual Retirement Account (IRA) is one of the most popular options....

What is Prohibited in an IRA?

What is Prohibited in an IRA?

The Internal Revenue Service (IRS) has strict rules about what investments are allowed in an Individual Retirement...

Can an IRA Invest in Gold Coins? A Comprehensive Guide

Can an IRA Invest in Gold Coins? A Comprehensive Guide

Investing in gold is a great way to diversify your portfolio and protect your retirement savings. But can an IRA invest...

What Are the Tax Implications of Investing in GLD?

What Are the Tax Implications of Investing in GLD?

Investing in GLD can be a great way to diversify your portfolio and hedge against market volatility. But before you jump...

Can You Invest in Gold Coins with a Roth IRA?

Can You Invest in Gold Coins with a Roth IRA?

Gold has been a measure and standard of value for thousands of years, and is known to maintain or increase in value when...

What is a Gold 401k? A Comprehensive Guide

What is a Gold 401k? A Comprehensive Guide

A Gold IRA, also known as a precious metal IRA, is a special type of individual retirement account that specifically...

Why Warren Buffett Doesn't Invest in Gold

Why Warren Buffett Doesn't Invest in Gold

Warren Buffett is one of the most successful investors of all time, and his views on gold are well-known. In a letter to...

Can You Roll a 401k Into Gold? A Comprehensive Guide

Can You Roll a 401k Into Gold? A Comprehensive Guide

Are you looking to diversify your retirement portfolio and invest in gold? You may be wondering if you can roll your 401k ...

Do Coin Sales Incur Tax?

Do Coin Sales Incur Tax?

Are you wondering if coin sales are subject to taxation? The answer is that it depends on the state you live in....

Maximizing Returns: The Best Investments for Your Money

Maximizing Returns: The Best Investments for Your Money

When it comes to investing, it's important to find the right balance between risk and return. While high-yield savings...

Can You Invest in Precious Metals with a Roth IRA?

Can You Invest in Precious Metals with a Roth IRA?

A precious metal IRA is a special form of self-directed individual retirement account that allows you to invest in...

What Investment Has the Highest ROI?

What Investment Has the Highest ROI?

When it comes to investing, everyone wants to maximize their returns. But which high-yield investments offer the best...

What Silver Bars are Approved for an IRA?

What Silver Bars are Approved for an IRA?

Are you looking to invest in silver bars for your individual retirement account (IRA)? Not all gold, silver, platinum,...

Which States Charge Sales Tax on Precious Metals?

Which States Charge Sales Tax on Precious Metals?

Precious metals such as gold, silver, platinum and palladium are exempt from sales tax in many states. However, each...

What is the Difference Between Bullion and Coin Investing?

What is the Difference Between Bullion and Coin Investing?

When it comes to investing in precious metals, there are two main types of coins to consider: bullion coins and...

Why Warren Buffett is Investing in Gold

Why Warren Buffett is Investing in Gold

Warren Buffett is one of the most successful investors of all time, and his investment decisions are closely watched by...

Retirement Planning for 65-Year-Olds: Where to Put Your Money

Retirement Planning for 65-Year-Olds: Where to Put Your Money

Reaching 65 is a milestone that often marks the beginning of retirement planning. Whether you're ready to retire or just...

Understanding the Income Limits for Traditional and Roth IRAs

Understanding the Income Limits for Traditional and Roth IRAs

Traditional IRAs do not have any income limits, however, there are income limits for tax-deductible contributions. On the ...

What is an IRA Approved Coin?

What is an IRA Approved Coin?

An IRA approved coin is a type of gold that meets the Internal Revenue Service (IRS) standards for being held in a...

What is the Difference Between Bullion and Numismatic Coins?

What is the Difference Between Bullion and Numismatic Coins?

Ingot is a physical precious metal that is pure or nearly pure after being refined. Precious metal coins and bars such as ...

What is the Difference Between Silver Coins and Bullion?

What is the Difference Between Silver Coins and Bullion?

Silver bullion coins are manufactured by government mints for sale. These coins have a purity of 99.9%, and most weigh...

Which Investment Has the Highest Potential Return?

Which Investment Has the Highest Potential Return?

The stock market has long been considered the source of the highest returns for investors, surpassing all other types of...

Where to Buy Silver Bars: Banks, Jewellers and Online Agents

Where to Buy Silver Bars: Banks, Jewellers and Online Agents

Banks, jewellers and online agents are the most popular places to buy silver bars in India. Banks tend to charge higher...