Ruthie Cacibauda

Ruthie Cacibauda

Passionate creator. Freelance coffee geek. Unapologetic tv trailblazer. Professional internet junkie. Wannabe music lover. Hipster-friendly beer geek.

40 Author´s Posts
Investing in Gold with a Roth IRA: A Comprehensive Guide

Investing in Gold with a Roth IRA: A Comprehensive Guide

The Internal Revenue Service (IRS) may technically allow you to hold gold in your Roth IRA, but the custodian must...

What is the Difference Between Bullion and Numismatic Coins?

What is the Difference Between Bullion and Numismatic Coins?

Ingot is a physical precious metal that is pure or nearly pure after being refined. Precious metal coins and bars such as ...

10 Investment Options for Retirees to Generate Income

10 Investment Options for Retirees to Generate Income

Retirement is a time when many people switch to safer investments, such as bonds, that are less likely to experience...

Why Warren Buffett Doesn't Invest in Gold

Why Warren Buffett Doesn't Invest in Gold

Warren Buffett is one of the most successful investors of all time, and his views on gold are well-known. In a letter to...

What is the Difference Between Silver Coins and Bullion?

What is the Difference Between Silver Coins and Bullion?

Silver bullion coins are manufactured by government mints for sale. These coins have a purity of 99.9%, and most weigh...

Can You Invest in Coins in Your IRA?

Can You Invest in Coins in Your IRA?

Are you looking to invest in coins in your individual retirement account (IRA)? Although IRAs used to be limited to...

Do You Have to Pay Tax on Precious Metals?

Do You Have to Pay Tax on Precious Metals?

The Internal Revenue Service (IRS) classifies gold and other precious metals as “collectibles” that are subject to a...

What Are the Tax Implications of Investing in GLD?

What Are the Tax Implications of Investing in GLD?

Investing in GLD can be a great way to diversify your portfolio and hedge against market volatility. But before you jump...

What is Prohibited in an IRA?

What is Prohibited in an IRA?

The Internal Revenue Service (IRS) has strict rules about what investments are allowed in an Individual Retirement...

Maximizing Returns: The Best Investments for Your Money

Maximizing Returns: The Best Investments for Your Money

When it comes to investing, it's important to find the right balance between risk and return. While high-yield savings...

What is IRA Approved Gold Coin Investing?

What is IRA Approved Gold Coin Investing?

Investing in gold coins and bars that meet the Internal Revenue Service (IRS) standards for being held in a self-directed ...

What is the safest and most lucrative investment?

What is the safest and most lucrative investment?

The high-yield savings account is practically the gold standard of safe investments, offering you a solid return given...

Is it illegal for american to own gold?

Is it illegal for american to own gold?

The limitation on gold ownership in the United States was repealed after President Gerald Ford signed a bill legalizing...

Where to Buy Silver Bars: Banks, Jewellers and Online Agents

Where to Buy Silver Bars: Banks, Jewellers and Online Agents

Banks, jewellers and online agents are the most popular places to buy silver bars in India. Banks tend to charge higher...

Where Should an 80 Year Old Invest for Maximum Returns?

Where Should an 80 Year Old Invest for Maximum Returns?

If you're an 80 year old looking to increase your portfolio during retirement and maintain a conservative approach, there ...

Can You Invest in Gold Coins with a Roth IRA?

Can You Invest in Gold Coins with a Roth IRA?

Gold has been a measure and standard of value for thousands of years, and is known to maintain or increase in value when...

What is the Safest Investment with the Highest Return?

What is the Safest Investment with the Highest Return?

When it comes to investing, there are many different options available, each with their own risks and rewards. For those...

Do You Have to Pay Taxes on Precious Metals?

Do You Have to Pay Taxes on Precious Metals?

The Internal Revenue Service (IRS) classifies gold and other precious metals as “collectibles” that are taxed at a...

Which Investment Has the Highest Potential Return?

Which Investment Has the Highest Potential Return?

The stock market has long been considered the source of the highest returns for investors, surpassing all other types of...

Financial Planning for Elderly: What Should You Do With Your Money?

Financial Planning for Elderly: What Should You Do With Your Money?

Financial planning is essential for all ages and stages of life, but it is especially important for seniors. Living on a...

Retirement Planning for 65-Year-Olds: Where to Put Your Money

Retirement Planning for 65-Year-Olds: Where to Put Your Money

Reaching 65 is a milestone that often marks the beginning of retirement planning. Whether you're ready to retire or just...

Do I Have to Pay Taxes on Silver Coins?

Do I Have to Pay Taxes on Silver Coins?

The tax implications of the sale of physical holdings of gold or silver, regardless of their form, such as bullion coins, ...

Where Should an Elderly Person Invest Their Money?

Where Should an Elderly Person Invest Their Money?

Treasury bills, notes, bonds and TIPS are some of the safest options for elderly people looking to invest their money....

Does Warren Buffett Still Own Barrick Gold?

Does Warren Buffett Still Own Barrick Gold?

Warren Buffett, the legendary investor, has been known to make some shrewd investments. At the end of the previous...

What Are the Tax Implications of Selling Personal Goods Online?

What Are the Tax Implications of Selling Personal Goods Online?

Are you thinking of selling some of your personal goods online? Whether you're using eBay, Craigslist, or another online...

Can You Invest in Precious Metals with a Roth IRA?

Can You Invest in Precious Metals with a Roth IRA?

A precious metal IRA is a special form of self-directed individual retirement account that allows you to invest in...

Do Coin Sales Incur Tax?

Do Coin Sales Incur Tax?

Are you wondering if coin sales are subject to taxation? The answer is that it depends on the state you live in....

Are Silver Coins Considered Currency?

Are Silver Coins Considered Currency?

If you're looking to use your silver coins as currency, you have the option of paying with their face value. However, you ...

Can You Roll a 401k Into Gold? A Comprehensive Guide

Can You Roll a 401k Into Gold? A Comprehensive Guide

Are you looking to diversify your retirement portfolio and invest in gold? You may be wondering if you can roll your 401k ...

What is the Difference Between Bullion and Coin Investing?

What is the Difference Between Bullion and Coin Investing?

When it comes to investing in precious metals, there are two main types of coins to consider: bullion coins and...

Who Can Make a Full Contribution to a Traditional IRA?

Who Can Make a Full Contribution to a Traditional IRA?

Contributions to an IRA are not the same as accruals or transfers, so they will have an effect on your ability to fund a...

What Investment Options Are Available in an IRA?

What Investment Options Are Available in an IRA?

When it comes to investing for retirement, an Individual Retirement Account (IRA) is one of the most popular options....

What is a Gold 401k? A Comprehensive Guide

What is a Gold 401k? A Comprehensive Guide

A Gold IRA, also known as a precious metal IRA, is a special type of individual retirement account that specifically...

Understanding the Income Limits for Traditional and Roth IRAs

Understanding the Income Limits for Traditional and Roth IRAs

Traditional IRAs do not have any income limits, however, there are income limits for tax-deductible contributions. On the ...

What is an IRA Approved Coin?

What is an IRA Approved Coin?

An IRA approved coin is a type of gold that meets the Internal Revenue Service (IRS) standards for being held in a...

Which States Charge Sales Tax on Precious Metals?

Which States Charge Sales Tax on Precious Metals?

Precious metals such as gold, silver, platinum and palladium are exempt from sales tax in many states. However, each...

Is Investing in Physical Gold a Good Idea?

Is Investing in Physical Gold a Good Idea?

Investing in physical gold is a decision that should not be taken lightly. It is important to understand the risks and...

Can an IRA Invest in Gold Coins? A Comprehensive Guide

Can an IRA Invest in Gold Coins? A Comprehensive Guide

Investing in gold is a great way to diversify your portfolio and protect your retirement savings. But can an IRA invest...

Everything You Need to Know About Investing in Silver IRAs

Everything You Need to Know About Investing in Silver IRAs

Investing in silver can be a great way to diversify your retirement portfolio and protect your savings from inflation....

The Safest Investment to Put Your Money In

The Safest Investment to Put Your Money In

When it comes to investing, there is no such thing as a 100% safe option. Risk and reward are two sides of the same coin, ...